Pain Free Investing…

Stop paying Wall Street and the big banks high fees to underperform the markets. The Pragmatic Investor gives you the tools you need to immediately start a profitable investing system. We have created a powerful program that gives you complete control over your investments. It continuously monitors your portfolio and provides objective, unbiased recommendations.

Effective and Easy to Use…

Designed from the ground up to be simple to understand and easy to use, the Pragmatic Investor hides complexity behind an intuitive GUI. You’ll use a friendly interface to control all aspects of your portfolio with ease. Find great stocks, diversify, allocate, optimize and rebalance with just a few clicks. It’s an enjoyable experience designed around you instead of technology.

Time Tested…

The Pragmatic Investor is based on the most time-tested investment strategy ever devised: Value Investing. In fact each of its components are based on battle-tested strategies developed by some of the greatest minds in the investing world and used successfully for multiple decades, so you can relax knowing your investments are being managed by only the very best, top-notch strategies.

Always Know What to do Next…

The Pragmatic Investor actively monitors and manages your investments using proven strategies designed to maximize your returns and minimize your risk. It makes use of the latest technology to implement a long term Value Investing strategy tailored to your risk tolerance. You’ll never again get caught wondering what to do when the markets are turbulent.

Set it and Forget it…

Using the Pragmatic Investor means you no longer have to constantly watch the ticker. No more seat-of-the-pants, gut-feeling investment strategies or handing your money over to Wall Street or the big banks and paying them large fees only to underperform the markets. Plus you’ll manage your investments in just minutes a week.

Specific Recommendations…

The Pragmatic Investor will tell you exactly what to buy and when to sell as well as how to diversify and allocate your investments. It will let you know when the quality of stocks you own deteriorate, when your portfolio allocations have drifted and need to be rebalanced and when better stocks become available with similar characteristics to the ones you hold.  What’s more, you retain complete control over the equities that go into your portfolio.

Find Great Stocks

Finding great stocks starts by looking at a company’s balance sheet, income statement and cash flow statement. These financial reports can give a good indication of the company’s health, its viability and its risks. Once you have the data, you then have to analyze the numbers to determine whether the company is solid or not.

But knowing a company’s fundamentals isn’t everything. You also need to determine its value and then purchase it at a sufficient discount to ensure you obtain an acceptable margin of safety.

With more than 8,000 stocks trading on just U.S. exchanges you might be thinking that’s a lot of work. And you’d be right. More than 24,000 financial statements!

Fortunately the Pragmatic Investor does the heavy lifting for you. With one click the Pragmatic Investor analyzes and values all stocks trading on major U.S. exchanges. Then it lists and filters them according to your criteria — ready for you to add to your portfolio.

Effectively Diversify

Diversification is a key to achieving better returns and lowering risk in the stock market. Unfortunately not many investors know how to do it properly.

Many think holding a large number of stocks makes them diversified. That’s not necessarily the case. Holding a large number of stocks that behave the same way (for example, holding 50 gold producing companies) can be fatal for you and your portfolio.

A properly diversified portfolio contains equities that behave differently (the mathematical term for this is they have low correlations between them).

Of course calculating correlations for even a few stocks is a messy, error-prone affair.

Happily the Pragmatic Investor does it all for you, automatically. Simply select fundamentally strong stocks with low correlations amongst them and you’re instantly diversified.

Efficiently Allocate Assets

Once your portfolio is sufficiently diversified the next step is to allocate funds amongst your holdings. Simply putting an equal amount into each holding can work, but in many cases optimizing the allocations work better. The Pragmatic Investor uses the Sharpe Ratio as its primary mechanism for optimizing portfolios and efficiently allocating funds between your set of diversified holdings.

It’s very important to diversify and allocate correctly because the rebalancing step uses these results to minimize risk and enforce buying low and selling high.

The fact is, most investors don’t diversify properly nor do they efficiently allocate their funds and therefore miss out on higher returns and open themselves to what should be avoidable risk.

Even one or two extra percent per year over the long term can translate into millions of dollars in your pocket.

Automatically Manage Your Portfolio with just a Few Clicks

The Pragmatic Investor’s user interface was designed and built from the ground up to be simple and easy to use.

Everything is laid out in an easy-to-read, intuitive manner.

With one click you can analyze over 8,000 stocks and rank them by fundamental rating and moat strength. Another few clicks allow you to diversify and allocate.

Set some configuration settings and the Pragmatic Investor will continually monitor your portfolio and alert you, via email or text message if you prefer, when the quality of your holdings decrease, if you need to rebalance or if there are similar stocks available at better prices than what you currently own (plus it will alert you to a host of other things if you want).

You also have access to histories, charts, graphs, reports and much more. High quality investing just doesn’t get easier or better than this.

Easily Rebalance the Instant You Need to with Opportunistic Rebalancing

Rebalancing your portfolio is essential to its health yet not many people do it. And those that do most likely do it incorrectly. The simple fact is, rebalancing forces you to buy low and sell high. It removes emotion from your decisions and ensures you’re doing the right thing over the long term.

The problem is most rebalancing methods simply pick a date on the calendar and rebalance on that day (even professional money managers tend to do it this way). And while this method is better than not rebalancing at all, it’s far better to rebalance as soon as your portfolio drifts out of balance.

There are a few rebalancing algorithms that try to accomplish this but perhaps the best one is called Opportunistic Rebalancing. Studies have shown it not only controls risk really well but also provides better returns by capturing more buy low and sell high opportunities.

As such, the Pragmatic Investor uses Opportunistic Rebalancing. It constantly watches your portfolio and as soon as it drifts out of balance, calculates the best way to get back to the initial allocations.

Receive Precise, Objective Recommendations

The Pragmatic Investor uses tested algorithms that have been proven to work over many decades. It doesn’t fall prey to human biases and doesn’t succumb to emotions.

It uses cool, calculated logic to analyze accurate data in order to reach its conclusions. This means you receive precise, logical, untainted and objective recommendations.

Even when markets are volatile and people are panicking or greedy, the Pragmatic Investor steps through its algorithms to give you an advantage over others who are buying and selling based on emotions.

If you’re tired of investing with your emotions and want to invest using a proven strategy, the Pragmatic Investor is for you.